

Non-QM/DSCR
When traditional loan qualification methods just won’t do
Non-QM/DSCR loans provide flexible qualification criteria to accommodate diverse needs, ensuring that individuals and investors can access financing tailored to their specific situations. With our Non-QM/DSCR loans, properties with up to 25 units can qualify, no tax returns required. We believe in making financing accessible and straightforward, empowering our clients to achieve their goals without unnecessary hurdles.


We specialize in strategically sourcing hard money loans to unlock optimal investment opportunities.
Secure up to 90% financing with minimal upfront investment
No appraisal fee
10-day closings
100% financing for both the purchase and construction phases
No bank statement verification
DSCR rates starting 6%
No credit hard pull
Same day approval
Construction and Bridge
rates starting 10%
The Eminox difference
Why Eminox Equities
More than loan facilitators, we are mortgage strategists
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Connections that Work
We cultivate trusted connections with an array of lenders that we put to work for our clients.
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Commitments that Matter
Our commitment goes deeper than just one deal. We serve all our clients’ mortgage needs.
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Counsel that Drives
More than 2 decades of financial expertise is at your service to facilitate, strategize and guide.
